TransUnion Risk Models

Statistical models can be used to measure the probability of derogatory behavior such as charge-offs, delinquencies, repossessions, collection accounts and bankruptcies. You can enter up to 5 risk models. If you enter multiple risk models, separate them with a comma.

Contact your TransUnion Sales Representative for an updated list of Risk Models.

Product Code Old Name New Name
002 EMPIRICA 95 FICO® Risk Score, Classic (95)
004 EMPIRICA PF 95 FICO® Risk Score, Classic Personal Finance (95)
008 EMPIRICA AU 95 FICO® Risk Score, Classic Auto (95)
016 EMPIRICA IL 95 FICO® Risk Score, Classic Installment Loan (95)
064 TIE Income Estimator
133 RPM FICO® Revenue Score
138 FACETS FACETS
219 TRANSRISK-NA SCORE TransUnion New Account Model
227 PRECISION SCORE FICO® Risk Score, NextGen (00)
241 GEM SCORE Energy Model
256 EMPIRICA BC 95 FICO® Risk Score, Classic Bankcard (95)
315 SPECTRUM SCORE Wireless Model
336 TELESCOPE SCORE Telco Model
356 FDM I Fraud Model (I)
357 FDM I & FDM II Fraud Model (I & II)
401 FDM II Fraud Model (II)
601 HORIZON SCORE FICO® Bankruptcy Risk Score (98)
640 ADJUSTED SPECTRUM SCORE Adjusted Wireless Model
701 TRANSRISK AU SCORE TransUnion Auto Model
730 TRANSRISK – AM TransUnion Account Management Model
896 TRANSRISK BANKRUPTCY SCORE TransUnion Bankruptcy Model
899 TRANSRISK HEALTH SCORE TransUnion Healthcare Model
950 EMPIRICA SCORE FICO® Risk Score, Classic (98)
990 EMPIRICA AU FICO® Risk Score, Classic Auto (98)
991 EMPIRICA IL FICO® Risk Score, Classic Installment Loan (98)
992 EMPIRICA PF FICO® Risk Score, Classic Personal Finance (98)
993 EMPIRICA BC FICO® Risk Score, Classic Bankcard (98)
P02 EMPIRICA 2004* FICO® Risk Score, Classic (04)
R06 SENTRY FICO® Attrition Score
R07 RECOVERY TransUnion Recovery Model
R13 SPECTRUM2002 SCORE Wireless Model (02)
R14 TUDC CHARACTERISTICS Credit Characteristics
R59 TRANSRISK-NA2 SCORE TransUnion New Account Model (2.0)
R82 PRECISION 03 FICO® Risk Score, NextGen (03)
R85 Fraud Model
X46 HORIZON 2003 FICO® Bankruptcy Risk Score (03)

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