Statistical models can be used to measure the probability of derogatory behavior such as charge-offs, delinquencies, repossessions, collection accounts and bankruptcies. You can enter up to 5 risk models. If you enter multiple risk models, separate them with a comma.
Contact your TransUnion Sales Representative for an updated list of Risk Models.
| Product Code | Old Name | New Name |
| 002 | EMPIRICA 95 | FICO® Risk Score, Classic (95) |
| 004 | EMPIRICA PF 95 | FICO® Risk Score, Classic Personal Finance (95) |
| 008 | EMPIRICA AU 95 | FICO® Risk Score, Classic Auto (95) |
| 016 | EMPIRICA IL 95 | FICO® Risk Score, Classic Installment Loan (95) |
| 064 | TIE | Income Estimator |
| 133 | RPM | FICO® Revenue Score |
| 138 | FACETS | FACETS |
| 219 | TRANSRISK-NA SCORE | TransUnion New Account Model |
| 227 | PRECISION SCORE | FICO® Risk Score, NextGen (00) |
| 241 | GEM SCORE | Energy Model |
| 256 | EMPIRICA BC 95 | FICO® Risk Score, Classic Bankcard (95) |
| 315 | SPECTRUM SCORE | Wireless Model |
| 336 | TELESCOPE SCORE | Telco Model |
| 356 | FDM I | Fraud Model (I) |
| 357 | FDM I & FDM II | Fraud Model (I & II) |
| 401 | FDM II | Fraud Model (II) |
| 601 | HORIZON SCORE | FICO® Bankruptcy Risk Score (98) |
| 640 | ADJUSTED SPECTRUM SCORE | Adjusted Wireless Model |
| 701 | TRANSRISK AU SCORE | TransUnion Auto Model |
| 730 | TRANSRISK – AM | TransUnion Account Management Model |
| 896 | TRANSRISK BANKRUPTCY SCORE | TransUnion Bankruptcy Model |
| 899 | TRANSRISK HEALTH SCORE | TransUnion Healthcare Model |
| 950 | EMPIRICA SCORE | FICO® Risk Score, Classic (98) |
| 990 | EMPIRICA AU | FICO® Risk Score, Classic Auto (98) |
| 991 | EMPIRICA IL | FICO® Risk Score, Classic Installment Loan (98) |
| 992 | EMPIRICA PF | FICO® Risk Score, Classic Personal Finance (98) |
| 993 | EMPIRICA BC | FICO® Risk Score, Classic Bankcard (98) |
| P02 | EMPIRICA 2004* | FICO® Risk Score, Classic (04) |
| R06 | SENTRY | FICO® Attrition Score |
| R07 | RECOVERY | TransUnion Recovery Model |
| R13 | SPECTRUM2002 SCORE | Wireless Model (02) |
| R14 | TUDC CHARACTERISTICS | Credit Characteristics |
| R59 | TRANSRISK-NA2 SCORE | TransUnion New Account Model (2.0) |
| R82 | PRECISION 03 | FICO® Risk Score, NextGen (03) |
| R85 | Fraud Model | |
| X46 | HORIZON 2003 | FICO® Bankruptcy Risk Score (03) |