Decode

Easy Access lets you Decode subscriber numbers for all three credit bureaus. You may enter up to 9 decodes perform. Decode will give you the subscriber name, the contact address, and sometimes the phone numbers. A subscriber can be any creditor which shows up on the credit report. It can be an active creditor, inactive creditor, or even an inquiry. This comes in handy if you need to contact the creditors for any reason.

TransUnion Users:

After selecting Decode first, you will need to type in an identifier for the type of code you are entering. The four types are:

PR Public record
CL Collection
TR Trade
IN Inquiry

Once you have chosen the Decode type, you will be prompted to type in the code as you see it on the credit report, without any spaces.

Inquiry Decode Example: IN/ZTR1234567(CHI)
Trade Line Example: TR/R1234567

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