Delinquency Alert System (DAS) is a scoring model that forecasts the likelihood of a consumer to file bankruptcy. The model analyzes the information contained within the credit file and assigns a score, ranking consumers by risk level. Assigned scores range from Zero to 1000+. Higher scores represent higher risks of the consumer to file bankruptcy.
The DAS score will be accompanied by up to four explanations reflecting the most significant characteristics contributing to the consumer’s risk of bankruptcy.