Loan Types
The following is a list of Loan Types used in Easy Access.
You can add additional Loan Types if the code you are required to use is not in this list. For more information on adding additional Loan Types, please see Type/Terms/Amount.
If you are importing Loan Types in a Multi-Bureau version, you need to use the EAW Types. If you are using any Single bureau version, use the codes listed under the bureau name.
| EAW | XPR | TU | EQ | Description |
| AUT | 00 | AU | Auto Loan | |
| UNS | 01 | US | Unsecured Loan | |
| SEC | 02 | SE | Secured Loan | |
| P/S | 03 | PS | Partially Secured Loan | |
| H/I | 04 | HI | Home Improvement Loan | |
| FHA | 05 | FI | FHA Home Improvement Loan | |
| ISC | 06 | IS | Installment Sales Contract | |
| CHG | 07 | CH | Revolving Charge Account | |
| R/E | 08 | RE | Real Estate Specific Type Unknown | |
| TSL | 0A | TS | Time Share Loan | |
| REC | 11 | RD | Recreational Merchandise | |
| EDU | 12 | ST | Education Loan | |
| LEA | 13 | LE | Lease | |
| COS | 14 | CM | The cosigner (not borrower) | |
| C/C | 15 | LC | Check Credit or Line of Credit | |
| M/H | 17 | MB | Mobile Home | |
| CRC | 18 | CC | Credit Card – Terms REV | |
| R/F | 19 | FR | FHA Real Estate Loan | |
| LPI | 1A | LI | Lender-Placed Insurance | |
| PHG | 1C | HG | Purchase of Household Goods | |
| NTE | 20 | NT | Note Loan | |
| HHG | 22 | SH | Secured by Household Goods | |
| H+O | 23 | SO | Secured by Household Goods & Other Collateral | |
| R/V | 25 | VM | VA Real Estate Loan | |
| R/C | 26 | CV | Conventional Real Estate Loan – Including Purchase Money First | |
| REN | 29 | RA | Rental Agreement | |
| SUM | 30 | SA | Summary of Accounts with Same Status |
| DCS | 34 | DS | Debt Counseling Service | |
| AUL | 3A | AL | Auto Lease | |
| D/C | 43 | DC | Debit Card | |
| COL | 48 | AG | Collection Department/Agency/Attorney | |
| INS | 49 | IN | 11 | Insurance Underwriting |
| F/S | 50 | FM | Family Support | |
| G/G | 69 | GG | 10 | Government Grant |
| CIL | 6A | CI | Commercial Installment Loan | |
| GOP | 70 | GO | Government Overpayment | |
| G/F | 71 | GF | Government Fine | |
| GFS | 72 | GE | Government Fee for Service | |
| GEA | 73 | GA | Government Employee Advance | |
| RCK | 77 | RC | Returned Check | |
| MED | 90 | MD | Medical Debt | |
| CON | 91 | CO | Debt Consolidation | |
| UTI | 92 | UC | Utility Company | |
| C/S | 93 | CP | 5 | Child Support |
| S/S | 94 | SU | Spouse Support | |
| ATY | 95 | FE | Attorney Fees | |
| 4C | 4C | Credit Valuation and Risk Assessment | ||
| BN | BN | 2 | Business Need – e.g. Checking Account | |
| CD | CD | Consumer Disclosure | ||
| CL | CL | 4 | Collection | |
| CT | CT | 8 | Credit Transaction | |
| IS | IS | Insurance | ||
| LG | LG | License or Gov’t Benefit | ||
| EP | EP | 9 | Employment Purposes | |
| MG | MG | Mortgage | ||
| TS | TS | 15 | Tenant Screening |