Client/Product Info

Client and Product Information (INFO)

Loan Use
(can be either B = business or P = personal)

Loan Amount
(whole dollar amount) – cannot exceed 9999999. Enter / or <spacebar> to move to the next field if necessary.

Loan Term in Months
cannot exceed 99999. Enter / or <spacebar> to move to the next field if necessary.

Interest Rate
(do not enter a decimal point) – example: 725 = 7.25% 1225 = 12.25% Enter / or <spacebar> to move to the next field if necessary.

(ECOA) Code
The ECOA Code describes a consumer’s association to an account based upon the Equal Credit Opportunity Act. Some of the codes are listed below:

1. Individual – This individual has contractual responsibility for this account and is primarily responsible for its payment.
2. Joint Account/Contractual Responsibility – this individual is expressly obligated to repay all debts arising on this account by reason of having signed an agreement to that effect.
3. Authorized User – This individual is an authorized user of this account; another individual has contractual responsibility.
4. Joint Account – This individual participates in this account. The association cannot be distinguished between Joint Account/Contractual Responsibility or Authorized User.
5. Cosigner – This individual has guaranteed this account and assumes responsibility should signer default. This code is only used in conjunction with Code 7 – Signer.
6. On Behalf Of – This individual has signed an application for the purpose of securing credit for another individual, other than spouse.
7. Signer – This individual is responsible for this account, which is guaranteed by a Cosigner. This code is to be used in lieu of codes 2 and 3 when there is a Code 5 – Cosigner.

Age of Auto (optional)
(in years) – cannot exceed 99. Enter / or <spacebar> to move to the next field if necessary.

Vehicle Cash Price
(whole dollar amount) – cannot exceed 9999999. Enter / or <spacebar> to move to the next field if necessary.

Down Payment Amount
(whole dollar amount) – cannot exceed 9999999. Enter / or <spacebar> to move to the next field if necessary.

Net Trade-in Value
(whole dollar amount) – cannot exceed 9999999. Enter / or <spacebar> to move to the next field if necessary.

Vehicle Status
(can be either N = new or U = used)

Monthly Payment Amount
(whole dollar amount) – cannot exceed 9999999. Enter / or <spacebar> to move to the next field if necessary.

Old Monthly Payment Amount
(whole dollar amount) – cannot exceed 9999999. Enter / or <spacebar> to move to the next field if necessary.