Loan Types

Loan Types
The following is a list of Loan Types used in Easy Access.

You can add additional Loan Types if the code you are required to use is not in this list. For more information on adding additional Loan Types, please see Type/Terms/Amount.

If you are importing Loan Types in a Multi-Bureau version, you need to use the EAW Types. If you are using any Single bureau version, use the codes listed under the bureau name.

EAW XPR TU EQ Description
AUT 00 AU Auto Loan
UNS 01 US Unsecured Loan
SEC 02 SE Secured Loan
P/S 03 PS Partially Secured Loan
H/I 04 HI Home Improvement Loan
FHA 05 FI FHA Home Improvement Loan
ISC 06 IS Installment Sales Contract
CHG 07 CH Revolving Charge Account
R/E 08 RE Real Estate Specific Type Unknown
TSL 0A TS Time Share Loan
REC 11 RD Recreational Merchandise
EDU 12 ST Education Loan
LEA 13 LE Lease
COS 14 CM The cosigner (not borrower)
C/C 15 LC Check Credit or Line of Credit
M/H 17 MB Mobile Home
CRC 18 CC Credit Card – Terms REV
R/F 19 FR FHA Real Estate Loan
LPI 1A LI Lender-Placed Insurance
PHG 1C HG Purchase of Household Goods
NTE 20 NT Note Loan
HHG 22 SH Secured by Household Goods
H+O 23 SO Secured by Household Goods & Other Collateral
R/V 25 VM VA Real Estate Loan
R/C 26 CV Conventional Real Estate Loan – Including Purchase Money First
REN 29 RA Rental Agreement
SUM 30 SA Summary of Accounts with Same Status
DCS 34 DS Debt Counseling Service
AUL 3A AL Auto Lease
D/C 43 DC Debit Card
COL 48 AG Collection Department/Agency/Attorney
INS 49 IN 11 Insurance Underwriting
F/S 50 FM Family Support
G/G 69 GG 10 Government Grant
CIL 6A CI Commercial Installment Loan
GOP 70 GO Government Overpayment
G/F 71 GF Government Fine
GFS 72 GE Government Fee for Service
GEA 73 GA Government Employee Advance
RCK 77 RC Returned Check
MED 90 MD Medical Debt
CON 91 CO Debt Consolidation
UTI 92 UC Utility Company
C/S 93 CP 5 Child Support
S/S 94 SU Spouse Support
ATY 95 FE Attorney Fees
4C 4C Credit Valuation and Risk Assessment
BN BN 2 Business Need – e.g. Checking Account
CD CD Consumer Disclosure
CL CL 4 Collection
CT CT 8 Credit Transaction
IS IS Insurance
LG LG License or Gov’t Benefit
EP EP 9 Employment Purposes
MG MG Mortgage
TS TS 15 Tenant Screening

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