Advisory Products

Easy Access provides 24 combinations of Equifax Fraud Advisor Index, ID Advisor and ID Advisor Plus data verification systems.

FRAUD ADVISOR

An on-line index that identifies potential fraud risk. Equifax uses validation and higher risk data and analysis techniques to produce the index. The Fraud Advisor index rank orders fraud risk, identifies applicants with the highest fraud potential and streamlines manual review questions.

Index:
010 = 1 – highest fraud risk
020 = 2 – higher fraud risk
030 = 3 – high fraud risk
040 = 4 – moderate fraud risk
050 = 5 – low fraud risk

Key Benefits:
Fraud Advisor identifies and segments applications into one of five fraud risk categories, enabling a customer to focus manual queue resources on the applications with the greatest probability of fraud.

ID ADVISOR

A real-time solution for verifying application data. ID Advisor verifies name, address and home phone number. Verification rates are approximately 65% when using ID Advisor.

Index:
000 = Unverified
001 = Totally Verified

Verification Codes:
00 – Not Verified
01 – 1 Data Source Checked
02 – 2 or More Data Sources Checked

Key Benefits:
ID Advisor enables a customer in independently verify pieces of the applicant’s identity within multiple databases. This product can return warning codes only, or it can also return corrected name, address and telephone.

ID ADVISOR PLUS

A real-time solution for verifying application data. ID Advisor Plus attempts to find positive correlation among key pieces of applicant identity within two or more independent data sources. Verification rates are approximately 85% when adding the Social Security Number and Date of Birth to the search.

Index:
000 = Unverified
001 = Totally Verified

Verification Codes:
00 – Not Verified
01 – 1 Data Source Checked
02 – 2 or More Data Sources Checked

Key Benefits:
ID Advisor Plus enables a customer to independently verify pieces of the applicant’s identity within multiple databases. This product can return warning codes only, or it can also return corrected name, address, telephone and Social Security number.

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